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Pre-foreclosure in Atlanta deserves a straight answer, not a pitch.

If payments are behind or a sale date is posted, you still have choices. A sale to a direct buyer is one of them. It is not the only one, and it is not something a website can force through.

We are not a foreclosure-rescue company. There is no fee to submit this form, and receiving it does not pause a lender, a servicer, or a courthouse sale. Anyone who tells you a form alone stops a foreclosure is not telling the truth.

A sale can help when the house is worth enough to pay what has to be paid and still leave a result you can live with. Sometimes the numbers do not work. If that is the case, you should hear it early.

Before you sign anything with anyone — including us — talk with a HUD-approved housing counselor or a Georgia attorney who handles this. Counselors can walk through reinstatement, repayment, a modification, or a sale. We can only talk about buying.

Find a HUD-approved counselor through the CFPB housing counselor search.

A review is worth sending if

  • You are behind, in default, or you have a sale date and you are considering selling.
  • You want to know whether a direct sale could pay off the debt that has to be paid.
  • You would rather see a real yes or no than sit with a vague promise.

What we will not do

  • We will not ask you to deed the house to us to “save” it.
  • We will not charge an upfront fee to look at a pre-foreclosure.
  • We will not give legal advice about your loan, your servicer, or the foreclosure case. That advice has to come from a counselor or your own attorney.

Pre-foreclosure · Atlanta

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The form goes to the same intake we use for every Atlanta file. Fields that do not apply can stay blank.

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Questions on this situation

Can you stop my foreclosure?

No. Only the lender, the servicer, a court, or a completed transaction that actually pays what must be paid can change that timeline. Start with a HUD-approved housing counselor if you have not already.

What should I include about the loan?

The property address, any sale date you know, and whether you want contact by phone. You do not need to send your Social Security number, bank login, or a full loan file through this form.

What if I am already working with an attorney?

Good. Keep them. You can still ask us whether a sale is even interesting. Do not sign a purchase contract until your attorney has seen it.

Other situations

Request a review